Essay --

Canada’s attempted to evacuate affirmations that Canada would bolster its partners in future wars, however fizzled. †¢ In 1921, Canada’s populace was around 9 million residents from which the larger part was English Canadians. †¢ Canada was grieved by the absence of solidarity with its kin. Differences and contentions emerged that meddle government’s arrangements †¢ Many French Canadians needed to isolate Quebec from the remainder of Canada. †¢ In the general races held in 1921, the liberal Party held the most seats and won the decisions. The liberal party was driven by Mackenzie King. †¢ Mackenzie King filled in as a head administrator of Canada multiple times: from 1921 to 1926, 1926 to 1930, and 1935 to 1948. †¢ He attempted to improve Canadian self-government in outside relations and to join English and French Canadians. †¢ J.S Woodsworth along with William Irvine won seats in the Canadian Parliament. Together they needed places of worship in Canada and that the administration to turn out to be progressively dynamic on such social issues as liquor misuse, the difficulty of outsiders, work conditions, neediness and prostitution. †¢ Canada was asked and different domains to send troops to help partake to assist the British with holding a situation at the Turkish port in Chanak. †¢ Canada differ to help Britain in the possible war with Turkey. †¢ First time, Canada didn't consequently bolster Britain in war. †¢ In the â€Å"Imperial Conference â€Å"in London, Mackenzie King anxious for having a typical outside principle for all the British Empire. †¢ In 1923 Canada marked unreservedly with the U.S. the halibut bargain to control angling in the Atlantic, pacific seas and the Great Lakes. †¢ First time, Canada marked a settlement without including Britain. †¢ At the â€Å"Imperial Conference â€Å"Canada was permitted to sign settlements on I... ...the Canadian confederation in 1949. †¢ 1972, British residents living in Canada are not, at this point ready to cast a ballot in the Canadian decisions. †¢ Canadian decorations for military boldness, dauntlessness and valor were made and given. †¢ 1980, the Canadian national song of praise was made. †¢ â€Å" Dominion day â€Å" is renamed â€Å"Canada Day† †¢ 2004, letter of validity from outside ministers are presently officially routed to the representative general of Canada. †¢ 1982,Constitution act is overhauled †¢ No longer can the British parliament make changes in Canada’s constitution. †¢ In 1925 Mackenzie King made his first thought for the national banner of Canada, it was exceptionally difficult to get an endorsement, understanding among all. †¢ In 1946, King chose a parliamentary advisory group to pick a banner structure. †¢ On Feb, 15, 1965 Canada had its own national banner. †¢ Union Jack was Canada’s informal national banner, it was Britain’s banner

An Experience That Taught a Lesson Essay Example | Topics and Well Written Essays - 500 words

An Experience That Taught a Lesson - Essay Example This examination will start with the explanation that there are numerous events and happenings in an individual’s life. A portion of these encounters are significant and will in general leave an imprint on a person’s life. These encounters will in general show an individual a long lasting exercise and strongly affect a person’s future choices. The creator likewise experienced one such involvement with his school life that he will always remember. This occasion showed him a significant exercise and formed his character and laid a solid impact on his future decisions and ways. This significant occasion occurred when the storyteller was in 6th grade in secondary school and decided on cheating to finish his work. His demonstration was gotten and the analyst took in a significant exercise for as long as he can remember. At the point when he was in 6th grade, things were not simple and it was hard for him to adapt up to his examinations. The creator was not scoring ver y well on his group assignments. He had concluded that he would work more enthusiastically for his next task to improve the general evaluation. Be that as it may, to make things most exceedingly terrible the scientist fell wiped out for multi week and couldn't go to class. This made him linger behind in his group schoolwork and he was unable to finish his schoolwork task. This schoolwork task was significant for the creator inferable from the way that it would have laid an effect on his conclusive outcome. The storyteller went to class on the day when the task was to be submitted and he approached his closest companion for help.

Event Management Theory Essay Example

Occasion Management Theory Essay Example Occasion Management Theory Essay Occasion Management Theory Essay Principle Reading: Solomon, M. R. (2011) Consumer conduct; purchasing, having and being, ninth edn. New Jersey: Pearson Education Inc Consumers as Individuals How and Why purchasers are characterizing their personalities The procedure of shopper conduct/purchasing conduct Talk about shopper needs/needs Buyer = exchange based portrayal Customer = I am doing to you Consumer = progressing process, utilization customer is a piece of procedure KEY QUESTIONS Task 1 comprehend your present clients and market to them Task 2 recognize your ideal clients Errand 3 comprehend your ideal clients and market to them Realistic selection of clients to coordinate your administration? Administration coordinating to your selection of clients? Limitations of your present clients? I. e. age Clashes between client gatherings? I. e. old clients versus more current, more youthful segment Situational Analysis to Planning PESTLE SWOT And any others you can utilize/apply Consumer Requirements, Needs and Expectations social duty Sustainability Community THING CHANGE! corporate Demographics I. e. jobs of ladies, youngsters maturing populace Technology Characterize OUR CONSUMER Psychographics: Lifestyle Personality PERCEPTION how we see our feeling toward something I. e. past encounters influence SENSES how we feel toward something: vision: shading, styling (be cautious about societies respond to certain things) fragrance : stress.. (Solomon, 2011, P89). Early affiliations: Smell - > memory - > state of mind temperament activity/inaction contact taste STIMULI learned examples and desires SEMIOTICS images to make meaning HEDONIC CONSUMPTION The quest for delight SENSORY MARKETING REFER TO WEEK 1 POWERPOINT Set up a report introduction = both DUE 1 lth DECEMBER Look at UDO for MODULE HANDBOOK Heading to Cromford Mills on 1 lth October soil until 4pm sound: key choices have likewise incorporated the procurement of gas stations and Plan A will be a genuine model for how key arranging can adjust an associations brand picture by and large, while as yet ending up being a useful and achievable channel for corporate obligation. Of Plan A, Chief Executive Mark Bolland states It can possibly make a first for the World; Plan A was intended to make Marks Spencer the main ne hundred percent economical universal multi-channel business . This one objective is the thing that Marks Spencer is intending to accomplish continuously 201 5 yet to accomplish this the association has numerous objectives to reach by set timeframes. This report will break down and assess what Marks Spencer have accomplished up until this point, utilizing Plan A for instance for their vital administration choices. For the companys non-vital administration choices, this report will give various instances of Marks Spencer transient effect strategies and show how they are connected to the brands

Biomass Energy Essay Example | Topics and Well Written Essays - 750 words

Biomass Energy - Essay Example For modern countries it was the fundamental vitality source until the mid 1900s and, truth be told, many creating countries despite everything depend on it to accommodate a large portion of their vitality needs (Callã ©, et al., 1). This paper examines the wellsprings of biomass vitality, its upsides and downsides and makes determinations about its possibility and financial reasonability. Biomass alludes to the natural issue found in farming yields, trees just as other living-plant material. It is sun powered vitality saved in natural issue. Starches and natural mixes framed in developing vegetation make up biomass. During the time spent photosynthesis, the sun’s vitality changes over carbon dioxide into sugars (cellulose, sugars and starches). When living plants bite the dust, they rot, the vitality put away in sugars is discharged and carbon dioxide released once again into the environment. Since the development of new trees and different plants recharges the flexibly, biomass is an inexhaustible wellspring of vitality (Oregon.gov, 1). All inclusive, individuals use biomass fuel for cooking in families just as in various organizations and cabin businesses, food preparing ventures, metal working enterprises, weaving enterprises, tile making and block ventures, bread shops among others. As of late, individuals have set up numerous new plants to give biomass vitality straightforwardly through ignition, to create power, or in consolidated warmth and force offices or ethanol through maturation (Calle, et al., 2). In the Pacific Northwest, individuals have utilized biomass as a wellspring of vitality for addressing their requirements since the time the region’s soonest tenants consumed wood for heat in their open air fires (Oregon.gov, 1). Points of interest of Using Biomass Energy The most significant of the masters of biomass vitality is that it is carbon impartial. It doesn't prompt any net increment in the emanations of carbon dioxide to the earth. Biomass is a constituent of the carbon cycle and as talked abo ut before, during photosynthesis, plants assimilate carbon from the air and once the plant is singed or rots, the carbon returns into the climate. Since it is a cycle, different plants ingest that carbon once more, so that a harmony between the measure of carbon that plants extricate from the climate and the measure of carbon that biomass fuel discharges into the environment is accomplished. Biomass fills are along these lines clean †they don't prompt the danger of progress in worldwide atmosphere (Energyinformative.org, 4). In addition, as Ghosh clarifies, the power created by biomass briquettes (substances that produce power) is far much cleaner contrasted with non-renewable energy source produced power. Another bit of leeway of utilizing biomass vitality is that it gives a method of arranging waste materials that would some way or another be natural dangers (Oregon.gov, 4). Biomass vitality is additionally a sustainable and unlimited wellspring of vitality. The items got are bio-fuel and biogas. Power and warmth are created during the creation of biomass vitality. The utilization of biomass vitality likewise helps in the administration of strong waste along these lines keeping us liberated from contamination. Every day consuming of organic squanders diminishes the degrees of carbon radiated into the air. It along these lines guarantees that there exists a natural parity of carbon in the earth (Ghosh, 4). Contrasted with oil and coal, biomass vitality isn't costly. They regularly cost generally 33% not exactly non-renewable energy sources playing out a similar assignment. This implies each year, one can burn through 33% less on warming his/her home, which adds up to a considerable sparing in a time of 10 or 15 years. Besides, biomass is promptly open in huge amounts everywhere throughout the globe †there is excess of horticultural and natural waste

90 Minimalism Rule

90/90 Minimalism Rule Rules can be arbitrary, restrictive, boringâ€"but they are often helpful  when we hope to make a change. Whenever we attempt to simplify our lives, we  often get stuck before we  get started. When faced with a hoard of possessionsâ€"some useful, others notâ€"it is difficult to determine what adds value and what were  holding on to just in case, which makes letting go  nearly impossible without some sort of rules to move us in the right direction. Heres one that has worked for us:  Look at a possession. Pick something. Anything.  Have you used that item in the last 90 days?  If you havent, will you use it in the next 90?  If not, then its okay to let go. Maybe your rule  isnt 90 days. Maybe its 120. Maybe its six months. Whatever your rule, be honest with yourself. If your material possessions dont serve a purpose or bring you joy, then they are likely in the way of a more meaningful life. Read this essay and 150 others in our book, Essential. You May Also Enjoy How to Start a Successful Blog Today Learn how to start a blog in less than an hour. Follow the step-by-step instructions we used when starting our blog, which now has reached more than 20 million people. Creating this blog is one of the best decisions Ryan and I ever made. After all, our blog is how we earn a living. More important, it's how we add value to other people's lives. Read more 30-Day Minimalism Game Let's play a simple game together. We call it the 30-Day Minimalism Game. Find a friend, family member, or coworker who's willing to minimize their stuff with you next month. Read more 11 Ways to Write Better We are all writers now. Whether you write books, blog posts, emails, Instagram captions, or text messages, you are a writer. No matter your preferred medium, here are a few tips to help you write more effectively. Read more Subscribe to The Minimalists via email.

Produce a report on a subject of resourcing talent in organizations - Free Essay Example

Resourcing Talent in an Organization Diversity is the understanding, acknowledging, accepting and valuing the existing differences among people of different background regarding their ethnicity, gender, race, age, class, and disabilities. As the world keeps on globalizing it gives organizations a reason globalized to attract people of diverse backgrounds. Long ago people used to work in an insular environment but those times are gone, and now organizations are connected around the globe which makes them compete with others in the global arena. In the process, organizations have come to realize that working with a diversified workforce is more beneficial than working in an insular environment. For this reason, both profit and non-profit organizations have opted to diversify to remain competitive. As the world keeps globalizing, people are busy moving from one country to another and organizations now have to offer opportunities to people of diverse backgrounds. Diversity itself is beneficial to any organization’s associates and employees. Even if associates in a way interdependent at work, accepting people of different diversity can increase the productivity of a company. According to Neault, workplace diversity can reduce the number of lawsuits filed against an organization, increase workplace skills/creativity, market opportunities and improve a company’s business image (Neault, et al. 73). As the world moves to an era of flexibility and creativity, diversity is crucial to staying competitive. Therefore, the need for organizations to diversify their workforce for its success. Acquiring and retaining specialist and high potential graduates is critical to any organization’s success. That is because the job market is increasingly becoming competitive and required skills are getting diverse which requires organizations to be more selective in their choices as poor recruitment can be costly and has long-term effects. An organization’s ability to attract specialists and high potential graduates can affect its competitiveness compared to its competitors. For this reason, the criteria for recruitment by the human resource department is critical to get qualified staff who can propel an organization forward and improve its competitive edge. Companies try any means possible to avoid making poor recruitment decisions that can hinder their performance. Many companies are now implementing new strategies that can attract the best specialist and high potential graduates. Most professionals and high potential graduates prefer large organizations over small ones. That is usually due to salary factor which attracts specialist and high potential graduates. A company’s clients will prefer to get great value for their money which will compel businesses to hire the specialist and high potential graduates to give quality. Moreover, demand for an organization’s products or services dictates its recruitment as to align with market needs.   Big organizations prefer job fairs as they offer a big pool of job seekers to choose. Companies are also obligated to adhere to some other legal and political requirement when recruiting so as not discriminate people with disability, from some institutions, or some minority cultural b ackgrounds (Florea, Valentina, and Doina 305). A company workforce is a key factor that determines its success and competitiveness in a market. An organization’s recruitment and selection processes are significant to its operation and its performance. Therefore, attracting and maintaining specialists and high potential graduates is crucial to the success of a company. Factors that affect an organization’s recruitment and selection process are both internal and external. Some of the internal factors of an organization include its objectives, policies or external like a government’s policies or the current demand and supply of the market. These factors are diverse, and an organization needs to strike a balance between internal and external factors to stay afloat and limit the risks associated. For and organizations to make successful recruitments it has to make consideration that analyzes its long-term planning on retirements, situational awareness and the best recruitment methods that are applicable according to its human resource management. Therefore, an organization’s recruitment is influenced by its objects and policies. That means that those hired should fit into the code of conduct of an organization and help it achieve its goals. An organization has to make market consideration of supply and demand concerning its products or services to make recruitment decisions. That will ensure that its development is sustainable according to the requirements and can enable the company deals with changing market environment. Another factor that organizations consider is the legal requirements of the government such as not discriminating against women or persons with disability. When recruiting new staff into an organization most cheap and efficient methods are preferred. One of the most preferred methods is posting of vacancies, where attributes required, knowledge, experience, and skills are outlined. The purpose of advertising jobs is to get the attention of high potential persons in qualifications for that job. An organization can also decide to use online recruiting through the internet. This method is easier, faster and cheaper than most traditional methods. Candidates view detailed information regarding the job online where a description is given, and they are required to respond electronically. An organization can also use college recruitment where representatives are sent to different campuses to fish out applicants from a wide pool of college graduates. College recruitment gives an organization high-quality graduates but online, and posting methods provide candidates with high experience. Moreover, online and posting methods are much cheaper compar ed to college recruitment (Richardson, Margaret, 15). The selection process of potential employees into an organization can be challenging, and wrong choices can be costly. Most organizations prefer the use of the general mental ability, structured interviews, and situational judgment tests. General mental ability helps an organization to predict the future performance of an employee especially in dealing with emergencies or deathliness. On the other hand, structured interviews are based on a series of questions where responses are rated. This approach is beneficial as it enables an employee to gauge employee’s behavior and his/her understanding of the job description, organizational objectives and culture. Lastly, situational judgments are multiple choice where applicants are asked to choose a response concerning a variety of hypothetical situations. The results of this offer insights on how an applicant will respond when faced with a particular situation. This method is beneficial as it enables an employee to predict how a cand idate is likely to answer to a complicated situation. Conclusion For optimal performance, an organization needs to diversify its search for talent. A company should also strike a balance in other factors like building its profile to attract specialist and high potential graduates. Moreover, it should rely on the best-recruiting methods to get most qualified employees who can make it competitive

What Is the Chemical Formula of Sugar

The chemical formula of sugar depends on what type of sugar you are talking about and what type of formula you need.  Table sugar  is the common name for a sugar known as sucrose. It is a type of disaccharide made from the combination of the monosaccharides glucose and fructose. The chemical or molecular formula for sucrose is C12H22O11, which means each molecule of sugar contains 12 carbon atoms, 22 hydrogen atoms and 11 oxygen atoms. The type of sugar called sucrose is also known as saccharose. It is a saccharide that is made in many different plants. Most table sugar comes from sugar beets or sugarcane. The purification process involves bleaching and crystallization to produce a sweet, odorless powder. The English chemist William Miller coined the name sucrose in 1857 by combining the French word sucre, which means sugar, with the -ose chemical suffix that is used for all sugars. Formulas for Different Sugars However, there are many different sugars besides sucrose. Other sugars and their chemical formulas include: Arabinose -  C5H10O5 Fructose -  C6H12O6 Galactose -  C6H12O6 Glucose -  C6H12O6 Lactose -  C12H22O11 Inositol -  C6H12O6 Mannose -  C6H12O6 Ribose -  C5H10O5 Trehalose -  C12H22O11   Xylose -  C5H10O5 Many sugars share the same chemical formula, so it is not a good way to distinguish between them. The ring structure, location and type of chemical bonds, and three-dimensional structure are used to distinguish between sugars.

Persuasive Speech On Killer Whales - 1673 Words

Persuasive writing: Keeping Killer whales in Captivity. There is no debate that one of the most attractive, human friendly and intelligent beauties in nature is the killer whale, more commonly known as the orca. The orca is in the dolphin family, but capable of learning human traits and freely interacting with them without causing any harm. Their curious behavior and acrobatic moves make us enjoy their company through watching and spending time in the waters with them. However, the gradual decline in the population of the orca is a worrying trend that sparks another kind of debate. Our interactions with killer whales is endangering their survival in the ecosystem, which should not be the case (BioExpedition 1). Our interaction with the†¦show more content†¦However it is critical to understand that when they are conserved in captivity, we prevent them from getting their main biological needs from the ocean as a natural habitat. With their wide food spectrums, orcas hunt for turtles, sea lions, crabs, seals and many other food vari eties depending on their ecotypes. This makes them travel over large regions in the ocean in search of the same. Just as human beings are top of the food chain with regards terrestrial animals, so are orcas in the oceans. It is therefore important to raise our voices against this practice to avoid the risk of classifying them as endangered species. Even though the whales â€Å"gave me so much in my life and my career† (BioExpedition 1), he grew to believe that the whales’ physical and emotional well-being was incompatible with captivity. Confined to unnatural social groups for the convenience of their owners, bored and restless, forced to perform tricks for food that trainers withheld as punishment, they occasionally slipped, he writes, â€Å"into the dark side† (Adler 2). According to Martha mc Sally, the Arizona congressional district representatives’ humane Act its bad to use animals for testing the safety of finished cosmetic products. This legislation that was supported by about 80% of the cosmetic producing companies in the industry was seeking to protect the life of animals from valueless test experiments. In the same spirit, theShow MoreRelatedCaptivity of Killer Whales1541 Words   |  7 PagesPersuasive Speech Outline The Effects of Captivity on Killer Whales Specific Purpose: To persuade my audience that holding killer whales in captivity is harmful to the mammal. Central Idea: Holding killer whales in captivity is a harmful problem to the mammal that requires action from both the government and the public. Introduction On February 24, 2010 couples and families were seated in the stadiums at SeaWorld in Orlando, Florida for one of the most popular shows at the theme parkRead MoreCh 1 Need for Ethics8650 Words   |  35 Pagesstudents are reluctant to judge even so obvious a moral issue as human sacrifice! Speaking of one student who refused to say such sacrifice was wrong, the professor writes, â€Å"I was stunned. This was the [same] woman who wrote so passionately of saving the whales, of concern for the rain forests, of her rescue and tender care of a stray dog.†1 As almost any ethics instructor will confirm, when it comes to more subtle issues—such as unauthorized copying of computer programs or plagiarism—the number of peopleRead MoreMarketing Mistakes and Successes175322 Words   |  702 Pagesa book that can help transform dry and rather remote concepts into practical reality, and lead to lively class discussions, and even debates. In the gentle environment of the classroom, students can hone their analytical skills and also their persuasive skills—not selling products but selling their ideas—and defend them against critical scrutiny. This is great practice for the arena of business to come. NEW TO THIS EDITION In contrast to the early editions, which examined only notable mistakesRead MoreLogical Reasoning189930 Words   |  760 Pagesentertain, to describe, to explain, to discount a possible complaint, and so forth. Here is an example of an argument from authority that contains both kinds of indicator phrases: Because the encyclopedia says that the whale shark is the biggest fish in the ocean, it follows that the whale shark really is the biggest fish on Earth. Answer (b). Some good arguments have only one premise. Here is an example: Viruses are the simplest life forms on Earth, so that virus you are looking at with your microscope

Housing Policies By Max Page And Ellen Pader - 1422 Words

Housing codes in this country shape the way we live. They tell us everything from what is considered to be a bedroom, to how many people can live in one dwelling. Max Page and Ellen Pader looked at two different examples of the way the US’s housing policies have had a major impact on our society. Page examined the tearing down of the slums in New York City. The government claimed that the buildings were old and unsafe, and thus needed to be demolished. Pader looked at eviction of ethnic groups, particularly Latinos, from their homes in Chicago. The rational for the evictions was that there were too many people occupying one space. This was unhealthy, and thus whole families lost their homes. In both instances, the government in mandating†¦show more content†¦In other cultures, such as Latin America, the norms of spatial arrangement are much different. People routinely sleep in kitchens, hallways and whole families share houses. However these policies were attempting t o Americanize the immigrants, and rid them of their heritage. The codes also put a burden on the lower class citizens. By defining what a bedroom was, and how many people can sleep there, the government was telling people what size properties they needed to buy for their families. For the immigrants, who generally lived all together as a family, it meant that they were less able to afford good housing. (Pader 883) Families were routinely shunted to the streets for violations of the codes. However the government saw these steps as necessary. They were attempting to infuse American values and norms onto the immigrants. Two people per room is deemed reasonable and justifiable in our culture. It is engrained in our brains that this is just the way things are. However this spatial arrangement was derived from the lives of upper class Englishmen. (Pader 888) They came about when the immigrants who originally colonized this country, set the norms of the society. When new immigrants came ov er who were seen as inferior, those living here attempted Americanize them in their image. In the hopes to change their mentality and previous perception of norms. The other main code imposed on the people in Chicago was a people per space ratio. In America, we value

Introduction And Institutional Background Of Smoking

INTRODUCTION AND INSTITUTIONAL BACKGROUND Smoking is one of the biggest challenges facing public health. In England, Tobacco is killing almost 80,000 people every year (The NHS Information Centre for Health and Social Care, 2013). Around 8 million people in England smoke and expose many more to second-hand smoke. By this ways, smoking becomes harmful as well to people around smokers. (UK Department of Health , 2014) In reaction to the high risks of passive smoking exposure, especially for children, and its hazardous health consequences, many countries enacted laws that bans smoking in private vehicles when children are present. For instance, starting from October 2015, smoking in cars carrying children under 18 is illegal in UK (UK government, 2015). WHAT AN ECONOMIST THINKS ABOUT SMOKING BAN IN CARS? IN PRIVATE HOMES? In rational choice theory, individuals are considered as rationale agents that determine their preferences based on a full information about costs and benefits (de Jonge, 2011). According to this, if smokers consume tobacco with full acknowledgment of the health hazard, and if they are also carrying all the consequences of their decisions, then the market is considered as efficient, and thus the government does not need to intervene† (Jha et al., 2000: p.153). But, in reality, tobacco is subject to market failure because of the smoker’s lack of information and risky externalities. The ban is economically efficient: The following arguments furtherShow MoreRelatedArticle I: Intervention Effects On Tobacco Use In Arab1508 Words   |  7 Pagesof Arab and non-Arab American adolescents. 2. Abstract-The problem, increasing adolescent smoking, particularly in Arabs is well described. The method-a quasi-experimental design is also identified. The results and conclusion highlighted the fact that they measured cigarette smoking which the Arab did less of, but did do more water-pipe smoking (Rice, Weglicki, Templin, Jamil, Hammad, 2010) 3. Introduction- A. Statement of the Problem: The problem and purpose of the study is clearly delineated,Read MoreHealth Is A Resource For Everyday Life Essay1316 Words   |  6 Pagesin choosing treatments and observing patient results. 2) Aiding researchers in pinpointing factors of health, following risk factors health levels, and concluding use of services in populations. 3) Helping policy-makers launching program and institutional urgencies, guidelines, and financing decisions.  Clinical practice uses of quality of life measures: 1) Recognizing and arranging problems. 2) picturing for unseen problems 3) Easing shared clinical decision taking 4) Simplifying communicationRead MoreAbstract. .Background: Uninsured Patients With Diabetes1507 Words   |  7 PagesABSTRACT Background: Uninsured patients with diabetes are at increased risk for poor outcomes and often have limited access to health and prescription services necessary to manage diabetes. The Cooper Rowan Clinic is a medical student-run, attending-supervised free clinic that offers primary care to the uninsured individuals in the Camden New Jersey area. Student-run clinics are emerging safety-net practices for the uninsured; but despite the growing number of clinics that currently operate acrossRead MoreThe Efficacy And Safety For Smoking Cessation Treatment5216 Words   |  21 Pages(NiX) COMPARED TO PLACEBO FOR SMOKING CESSATION Product: NiX Protocol Number: A6012890 US IND Number: 76, 224 Development Phase: II Created by: Manoj Amaraneni 1. INTRODUCTION 1.1 Indication NiX is indicated as an aid to smoking cessation treatment. 1.2 Background and Rationale Currently, about half of the 1 billion people smoking will eventually die from smoking related diseases1. Less than 5%Read MoreDoes Hpv Vaccination Within Msm Significantly Prevent Anogenital Infection Occurrence And Recurrence Syndrome?1420 Words   |  6 PagesClinical Question: Does HPV vaccination in MSM significantly prevent anogenital neoplasia occurrence and recurrence compared to not being vaccinated? Introduction Anogenital cancer (rectal, anal, anal canal, anorectum, penis and other genital) rates are on the rise with 27,660 estimated new male cases and 710 estimated male deaths in the United States last year alone.1 Currently, the Center for Disease Control (CDC) recommends vaccination in the men who have sex with men (MSM) population up to ageRead MoreThe Lifestyle of a Filipino Band Member5512 Words   |  23 PagesMa. Joanna Tolentino-Aà ±onuevo, MA Communication Arts, Department Chairperson Peter Nepomuceno, Ph.D., Ed.D Thesis Adviser TABLE OF CONTENTS The Problem and It’s Background†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦5 Introduction†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..5 Statement of the Problem†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦...†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦6 Objectives†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..6 Theoretical Framework†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...6 Conceptual Paradigm†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦...†¦..8 Scope and Limitation†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦9 Read MoreImproving The Nation s Health2665 Words   |  11 PagesIntroduction: Improving the nation’s health is a vital task in today s society. Health is â€Å"a state of complete physical, mental and social well-being† (The World Health Organization, 1946). Achieving wellness is one of the most popular goals in the twenty-first century. But first, we all need to realize clearly, what wellness is and why it matters. The key points of the term are that it is a process; it is conscious and self-directed; it includes fulfilling one s potential. It is holistic andRead MoreLogistics and Value Chain Analysis-Ford Motor Company4824 Words   |  20 Pagesactivities are organized in the major stages of the value chain. In addition, the report will identify other key areas with regards to the importance of the concepts to an international business, the context, segmentation, international business, institutional and governmental aspects as they all relate to Ford’s value chain. The report also includes critical analyses, such as a PESTLE analysis to identify factors in the macro-environment that will affect the firm. In the automobile industry the effectsRead MoreIs Georgia A Criminal Justice Major?1921 Words   |  8 PagesIntroduction Georgia is one of the number one states for overcrowding in prison, but not limited to the statewide numbers of overcrowding. Being a Criminal Justice major I thought this would be great topic to research. The African American Male population in prisons is steadily rising, which I feel has something to do with psychological and sociological backgrounds. Today more African American men are in jail than in college. Many African American men grow up in urban ghettos, in a lifestyleRead MoreLogistics and Value Chain Analysis-Ford Motor Company4838 Words   |  20 Pagesactivities are organized in the major stages of the value chain. In addition, the report will identify other key areas with regards to the importance of the concepts to an international business, the context, segmentation, international business, institutional and governmental aspects as they all relate to Ford’s value chain. The report also includes critical analyses, such as a PESTLE analysis to identify factors in the macro-environment that will affect the firm. In the automobile industry the effects

British vs. moghuls Free Essays

India, the jewel in the crown, earns a skepticism that concludes divergent views. The end result is often an argument, which raises the questions regarding whether or not the imperial rule of the British Raj was justified. The title (British Raj) itself seems to juxtapose east with west, with an ironic rhythmic harmony. We will write a custom essay sample on British vs. moghuls or any similar topic only for you Order Now Where the Koh-e-Noor of India symbolized the political pride of the already great Britain, eyes of the writers never overlooked the individual price that the British had to pay on personal basis. Adventure or alternate, what ever the mission to India represented, individuals found themselves paying more than taking from it. A passage to India raises the question regarding the possibility of a harmonious co existence of the two nations, the English and the Indians. The answer to which comes as more negative than affirmed. Confined by their own narrow mindedness, the colonists mostly remained reserved and unappreciative towards India’s splendor and grandeur. Their racial prejudices, cultural superiority complex and inability to grasp its diversity, barred them to reap the intellectual and artistic harvest that the Moghuls enjoyed and multiplied as its more benign rulers. Coming from Kabul, the Moghuls approached the land with more open mindedness than the British. Nevertheless, they too considered the natives as ignorant and recessive; they focused on adopting the land rather than raping it like the later invaders. They presented themselves as symbols of interracial, multicultural harmonious co existence, only to be reproached by the fundamentalists. Compared to them, the British remained aloof and alienated in their own colonies. They despised the masses in general for their ugliness (determined by their skin colors), unsanitary and unhygienic living conditions, indiscipline and ignorance. More often than not did they succeed in imprinting their racial superiority in the colonized minds, yet they failed in winning over their empathy. On an individual level, the British could not open up to welcome the variety of people and cultures, whole heartedly. Thus, limiting themselves in experience and growth. Under the yolk of imperialism, the colonists served two purposes mainly, i. e. , economics and politics. There main concern for the land at best was self centered. They on the one hand, wanted to keep it as a factor market providing raw material for their growing industrial capitalism, while on the other; it laid patterns of a consumption oriented society that promised long term profits. Either ways, it was in the interest of the British to exploit natives in their related markets. They confiscated vast areas of agricultural personal properties on one pretense or another and implemented heavy tithes on agricultural produce. To make their policies more effective, they reinstated Zamindara Nizam, through which it became more feasible to exploit the local peasants by their privileged counter parts. Compared to the British, the Moghuls had been more liberal with their economic policies. In a broader sense the Moghuls seem more giving than taking from India. After conquering major parts of Punjab, the Moghuls chose to settle in Delhi and Lahore, making Punjab their home land. The Moghul emperors Akbar and Shah Jahan implemented policies that determine economic and intellectual growth and India was on its highest economic ebb under their rule. Their strategies flourished Indian architecture and arts industry, in particular. However, the Moghuls remained unattracted towards industrial and mechanical innovations, partly because of their own ignorance of the growing industrial disciplines and partly because of the empathy for the poor masses, which were structured to earn income by old traditional manners. Even if the economic policies of the Moghuls were less mechanized and modern, they were more popular with the natives as compared to those of the British. The later development strategies of the British however, were effective yet they earn more credit than due. The development of the British Indian railways, the canal network and the consequent development and rehabilitation of the Chenab colonies are viewed as highly effective development strategies. However, the principle interest again remained personal. The empire needed to mobilize the masses in order to deal with the growing unemployment and the consequent disturbances in the urban areas; secondly by cultivating the long neglected vast arable lands, they fed their own industries dealing with the agricultural produce. With in a short period of time six millions of large arid waste was turned into high yielding cultivable land. In a social context, the British, as it suited their own interests, aggravated the hatred between the two dominant sects in India, namely Hindus and Muslims. Their divide and rule policy focused on bringing disharmony between them. The Hindu Muslim unity proved to be a great threat to the newly built oppressive government. The first alarm of which was realized in 1857, the War of Independence. Also known as the Sepoy’s Mutiny, the rebellion started within the lower ranks of the Indian army. Despised by both Hindus and Muslims, the cartridges, lubricated by the fats of cows and pigs, became the bone of contention between the government and army. Even though the rebellion was suppressed shortly afterwards, it left the British with a life long lesson that together, the Indians can be a big threat to their authoritarian rule. Later on they implemented policies in which the Hindus were comparatively privileged as compared to the Muslims. This left a kind of resentment and jealousy on the Muslims behalf. Hindus as it suited them, made full use of the British policies. The British henceforth succeeded in dividing the two nations and eventually ruling them. Thus, gone were the efforts of Akbar, Amir Khusraw, Kabir and the other Sufi poets like Bullah Shah, Shah Abdul Lateef Bhatai and Sultan Bahu, to spread the message of religious tolerance and humanity. Had the British been apprehensive towards the observations and experiences of the early missionaries, they should have adopted policies less oppressive and more humane. The early settlers seem impressed by the new culture that they acquainted in India; however, they seemed unhappy with the religious bigotry and few rituals which by their very nature were offensive, like suttee. Had the British superseded their capitalist interests, they would have approached India with great reforms and eventually had been more welcomed by the natives. But their preoccupations with their colonial interests resulted in the implementation of strict and oppressive governing techniques, which so far widened the gaps between the two nations and eventually won hostilities towards the ruling elites from the poor masses. To bridge the gaps between themselves and the natives, while operating at a safe distance, the British aimed at patronizing the natives in their own image. Macaulay’s suggestion regarding Indian educational reforms is of significant importance. He summarized his suggestion in few lines, â€Å"We must at present do our best to form a class who may be interpreters between us and the millions whom we govern; a class of persons, Indian in blood and color, but English in taste, in opinions, in morals, and in intellect. To that class we may leave it to refine the vernacular dialects of the country, to enrich those dialects with terms of science borrowed from the Western nomenclature, and to render them by degrees fit vehicles for conveying knowledge to the great mass of the population. † (1835). At educational institutions the natives were taught to believe and obey the racial and cultural sovereignty of the colonizers. Thus, grooming the natives as babus. Uprooted from the rest, but not welcomed whole heartedly by their patrons, the babus somewhat remained a suspended entity between the two opposites. It is this realization of the oppressive methods of ruling India by the British, that the answer to the question raised earlier in the movie, A Passage To India, based on a novel by E. M. Forster, is that Indians and the Englishmen can make friendly relations only after the British leave India. A happy co existence between the oppressors and the oppressed is not a possibility. Though, attracted by the educated young Indians, the English cannot over come their conditioned response towards other nations as inferiors and undisciplined. Their reservedness either make them skeptic and insensitive like Heaslop or other wise make them vulnerable like Adela. The liberals like Mr. Fielding are just too few yet even he admits that any long term healthy relationships cannot be expected between the two, with the presence of the British in the country. Therefore, the friendship between Fielding and Aziz becomes a symbol of the possibilities and limitations of the relationships of the two nations. The ups and downs in their relationships show the inevitable threat that any such relationship suffers by the difference of social backgrounds. Similar themes were selected by other post colonial English writers like Kipling and Paul Scott, who emphasized that the English at best can make relationships with the Indians which are potentially vulnerable. Though they have been a great asset to the empire, the colonizers felt uprooted, isolated and limited in the alien land which was there to serve them but was not really there own. From: Eva March Tappan, ed. , The World’s Story: A History of the World in Story, Song and Art, (Boston: Houghton Mifflin, 1914), Vol. II: India, Persia, Mesopotamia, and Palestine, pp. 169-179. From: Henry James Coleridge, ed. , The Life and Letters of St. Francis Xavier, 2d Ed. , 2 Vols. (London: Burns Oates, 1890), and Vol. I, pp. 151-163; reprinted in William H. McNeil and Mitsuko Iriye, eds. , Modern Asia and Africa, Readings in World History Vol. 9, (New York: Oxford University Press, 1971), pp. 4-11. From Thomas Babington Macaulay, â€Å"Minute of 2 February 1835 on Indian Education,† Macaulay, Prose and Poetry, selected by G. M. Young (Cambridge MA: Harvard University Press, 1957), pp-721-24,729. Ahsan, aitzaz: Indus Saga and The Making of Pakistan. Oxford University Press, 1997. David Gilmartin: Migration And Modernity. People On The Move. Ed. Ian Talbot and Shinder Thandi: Oxford University Press, 2004. How to cite British vs. moghuls, Papers

Market Analysis and Strategy for Corporate Events - myassignmenthelp

Question: Discuss about theMarket Analysis and Strategy for Corporate Events. Answer: To begin with, the analysis and creation of a budget, which helps the organizers to understand the cost that they will incur in the process of establishing the event are of paramount importance. The other important section of consideration in this process is the section of assessing and analyzing the market and the strategy of the event. This analysis is appropriate because it helps to determine the target market of the individuals who are targeted to attend the event and the consideration of the necessities that this group of people might have, in order to address those necessities prior to the day when the event takes place. The strategy of the event also helps in guiding how the event preparation process will take place. This section of the paper provides a clear market analysis for the event and the events strategy (Allen, 2009). The Market of the Event As explained earlier, the Rhyme and Reason Music festival event is a music festival event which is being organized in Australia, suitable for all ages. The main purpose of the event is to maintain the culture, appreciate art and contribute towards charity. The first important aspect to consider with regard to its target market is that the event is organized being an all age event. This aspect makes the event suitable and appropriate for all individuals interested thus increasing the targeted market significantly. Music and culture are two major aspects that people in Australia values. When music shows and events are held, a large number of people make the decision to attend those events, even when they are considered to be suitable for a certain age group. Since the event is being held in Melbourne Exhibition Centre in Australia, people from Australia will provide the largest market share. Research on other similar themed events that have taken place in the region reveals that people from Australia are friendly and willing to attend events that involve music and art (Bowdin, 2011). Research about the previous events helps to determine the willingness of the targeted audience to attend the event, an aspect that can help in the estimation of the expected population to attend from the available market of the region. The other important aspect of consideration when analyzing the market is any form of competition that might attract the targeted customers and cause them not to attend the event. Being an event that will not take place on a daily basis, and one that will only take place for a few days in a year, it is highly unlikely to have any significant competitor. This aspect is however determined by any other event that is similar in any way, which might be taking place on the same dates as this event. From the dates set for the event, however, there is no major event that is scheduled to take place in the region and thus for that reason, competition is significantly low. The other major aspect that will influence the market is the content that will be presented by the show. The event is intended to have a large number of individuals in attendance, who will increase the contributions for charity and help in supporting all the other agendas in place. It includes hologram performers of legendary artists that are well known by the majority of the targeted market audience. With this regard, therefore, many people are likely to be attracted in attending this event. The hologram performers have the ability to attract even more people from international settings. This aspect increases the individuals that will attend the event and completely expands the market area. With this regard, therefore, the market of the event consists of a large number of people, who are all willing to contribute significantly in order to attend the event and view its provisions (Wendroff, 2004). Event Strategy Strategy refers to a major plan that is intended to help in achieving certain goals and targets. In order to fully understand the plan that the events organizing team has established, therefore, it is appropriate to understand the goals that the plan is intended to meet. The first goal is to raise funds for charity. Since the event is non-profit, its gains are intended to make contributions to charity programs within the country. This goal can be achieved by ensuring that the event attains a lot of gains. The second goal is ensuring that the event promotes both music and art. Art and music are significantly important aspects of the Australian culture. This goal can be met by ensuring that both art and music comprises of the central themes of the event. The third goal that the event aims to uphold is the recognition of aspects regarding creativity. Both music and art creation are based on creativity. The event is has a goal of helping in the recognition of individuals that are highly creative in these activities (Robinson, Wale, Dickson, 2010). With these goals in place, the events strategy is to utilize a plan that will help in accomplishing each one of these among other goals that have been established. Within the plan of operation, people of the target market are to be invited to the event where they are all required to participate in its proceedings. Their contribution will help in raising funds which will manage to achieve the charity goal. Inviting a large number of individuals and ensuring that they attend the event will help the event to achieve this goal effectively. The invitation of artists from different parts of the world to attend and perform in the event helps to promote music and also contributes towards the promotion of their creativity in both music and art. The utilization of the hologram performers of the legendary artists that are no longer arrive helps to promote music and makes the event unique. This aspect will help in increasing the number of individuals that are highly willing to attend the event. Each one of these goals is significantly important for the organization to achieve. The utilization of this strategy will help the event to manage to achieve these goals effectively (Friedmann, 2003). References Allen, J. 2009.Event planning : the ultimate guide to successful meetings, corporate events, fund-raising galas, conferences, conventions, incentives and other special events. Mississauga, Ont: J. Wiley Sons Canada. Bowdin, G. 2011.Events management. Oxford, U.K. Burlington, Mass: Elsevier Butterworth-Heinemann. Friedmann, S. 2003.Meeting event planning for dummies. Hoboken, NJ: Wiley. Robinson, P., Wale, D. Dickson, G. 2010.Events management. Wallingford, Oxfordshire Cambridge, MA: CABI. Wendroff, A. 2004.Special events : proven strategies for nonprofit fundraising. Hoboken, N.J: John Wiley Sons.

Perceptions of Bankers and Researchers

Question: Discuss about the Perceptions of Bankers and Researchers. Answer: Introduction According to the Bank for the International Settlements, the ANZ bank has been suffering from the credit risk, which is difficult to meet the obligations of the borrowers in accordance to the agreed terms. As opined by Chakraborty Sen (2016), credit risk is caused due to the loans, trade financing, interbank transactions, foreign exchange transactions etc. This study is helpful to identify the international risks, which are suffering by the ANZ bank and how these risks would be mitigated would also be highlighted. It can be observed that the return on equity of ANZ bank of Australia has been decreased by 0.4 per cent. In addition, net interest would also decrease by 2.03 per cent since March 2008. As per the statement of Tonzer (2015), due to lower rate of interest, government of the country would intent on the reversing deficits. As a result, the resource sector and the shaky employment growth would push the debts in a different approach. In order to mitigate this risk, the regulators are willing to increase the volume of capital, which are needed to hold on mortgages. On the other hand, it can be also suggested that the regulators also require to put a break on the investor loan growth. This refers that the revenue development is going to be difficult to come by. Oet et al., (2013) opined that the borrowers would be able to maintain the repayment amounts as the rate of interest decrease, it would cut the loan growth. On the other hand, the ANZ bank would be able to earn interests. In addition, it can be seen that the ratio of cost to income would flat in the half of the year. In this context, it can be stated that the shareholders of the bank would require to continue to spend on the technology in order to new consumers and also defend against the digital upstarts at the level of higher profitability. On the contrary, Van Greuning Bratanovic (2016) argued that the pay off would come later. Furthermore, it can be mentioned that as capital is increasing and reducing the bank leverage on mortgages, therefore the amount of profitability and the capacity to distribute to the consumers would be at lower rate of interest. In addition, it can be also stated that the dividends of the shareholders would also decrease. In order to mitigate the risks, the risk management department of ANZ bank would require to monitor, control and also measure the mentioned risks. On the other hand, the risk management department helps to the bank authority by estimating the present portfolio risks of assets, loans, liabilities or the exposures. Conclusion After the analysis, it can be observed that the ANZ bank of Australia has been suffering from credit risk and operational risk. After identify the risks, this study is benefitted to discuss how the risks would be reduced with the help of risk management authority of ANZ bank. References Chakraborty, T., Sen, S. (2016). Perceptions of Bankers and Researchers Towards Effectiveness of Basel Norms in Banking Risk Management: A Survey. Oet, M. V., Bianco, T., Gramlich, D., Ong, S. J. (2013). SAFE: An early warning system for systemic banking risk.Journal of Banking Finance,37(11), 4510-4533 Tonzer, L. (2015). Cross-border interbank networks, banking risk and contagion.Journal of Financial Stability,18, 19-32. Van Greuning, H., Bratanovic, S. B. (2016).Analyzing and managing banking risk-a framework for assessing corporate governance and financial risk.

Text Response Essay Sample

Text Response Essay SampleIf you are planning to write a great text response essay, there are a few things that you need to know. There are so many different courses and resources out there in the world of writing that it can be difficult to find a lot of useful information. A simple way to do this is to use a text response essay sample.Not many people are willing to pay someone to go through an essay and guide them on the ways of how to write their own essay. Some of them choose to take advantage of the many resources and courses that are out there. Some simply find the internet and decide to make up their own answers to the questions they want to answer. The internet has made things a lot easier for those who do not want to spend a lot of time writing an essay for a test.Most people who take a course and then try to use word processors and other software to write an essay do not realize the capabilities of the software. You have to get the right programs for the tasks that you are trying to do with your essay.It is much easier to find a professional to do this if you simply ask a college or university for help. Many of them offer tutoring services and such and that is what you want to take advantage of if you are serious about doing an essay.Once you have gone over the basics of using the software and how you want to edit your essay, it is time to find a good list of essay topics. If you already know a lot about the things that you will be writing about, this can help you in the creation of your essay. If you do not know anything about a topic, you may need to go out and find it.You can even take classes if you are not very good at writing your own essays. This will help you learn more about the job and you can always hire someone to help you with your essay. It can be a great way to gain knowledge and if you are not interested in doing an essay, it is not something you have to do.The internet is a great resource when it comes to finding all the resources tha t you need to do an essay well. You can use a text response essay sample to give you ideas on the type of essay you would like to write. It can also help you to find some free information that will help you along the way.

Virgin train crash Essay Example

Virgin train crash Essay On Friday 23 February 2007 a virgin train going from London to Glasgow derailed and crashed at grayrigg, near Kendal killing one individual and wounding five. The company in the imperativeness conference was positive, complimentary and dignified. It is common phenomenon the different attack of an issue from different journalists in magazines, newspapers or even Television and wireless programmes. This subject is really of import. I searched in 4 different beginnings: a ) communicatemagazine.co.uk B ) en.wikinews.org degree Celsius ) mediaroom.virgintrains.co.uk vitamin D ) books.google.gr A ) Communicatemagazine.co.uk ( 2009 ) In this article defines that Sir Richard Branson turned a potentially reputation-damaging incident into an illustration of best pattern crisis communications. During a PR conference, the independent editor Simon kellner described Branson s handing of the crisis as genius PR He besides added that Branson took the narrative off from being an institutional and public catastrophe and made it on about the gallantry of the train driver The article describes the good communicating of the company with the media with efficiency and accurate manner. It says that the president of the company was really emotional but did nt take the clang as his company s mistake. He even made the driver of the train as a hero. He besides point that if the train was older the accident would be worst with more deceases and more hurts. He even commended web rail for being dignified in accepting duty for the accident. B ) Wikinews.org ( 2007 ) We will write a custom essay sample on Virgin train crash specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Virgin train crash specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Virgin train crash specifically for you FOR ONLY $16.38 $13.9/page Hire Writer In this article the writer talk more about the incident that the statements of the company and other factors. The articles focus more to the 180 people that was onboard, the clip that the incident occurs and how many were the hurts. Include some statement of constabulary A train has crashed between Oxenholme and Tebay, but that is all we know at the minute. We have got two autos going at that place now and local constabularies are go toing , some statement of ambulance At the minute, we have studies of assorted hurts, from leg hurts to endorse hurts and caput hurts, runing from child to rather serious From the deliverance squad besides It s our apprehension there are a figure of people injured on the train. We think there are legion hurts and a statement merely of the president of virgin company that says that he come from his vacations to the site and did a imperativeness conference. He stated that virgin train Pendolino was built like a armored combat vehicle and believed t he path was to fault. He besides praised the train driver that tried to halt the train alternatively of go forthing the cockpit. C ) Virgintrains.co.uk ( 2007 ) Here we have the official articles and statements of the virgin company. The imperativeness office foremost introduces the accident on 24 February at 2 oclock and province that they investigate the grounds of the accident. Later on with a new imperativeness release they praised the driver and his astonishing occupation Mr Sir Richards said. He assumes that the train was built like a armored combat vehicle and it is the safer train you can be in. He besides states that he went to the infirmaries and saw some physicians and people that were in the train. After 2 yearss the driver negotiations about the accident but he do nt state anything about it in the same it. He province merely the support from the company during the accident, He besides states his unhappiness about the one dead and the hurts. At the same twenty-four hours the laminitis of virgin rail group makes some more statements. He says that the probes move rapidly, that his greater concern is the people that are in the inf irmaries. He speak about some more hints during the accident and at last he province that they are non the 1s that must be blamed. D ) Michael Regester, A ; Judy Larkin ( 2008 ) In this article we have the full narrative and all the statements. They talk about the accident but focal point on the probe besides, he acquire a clear position off the factors that caused the accident. Sir Richard Branson took his hat off to Network rail for accepting the duty for the accident. He besides said It is non for us to fault but instead work closely to guarantee that this neer happens once more. He was careful non to knock Network rail, therefore keeping their working relationship. The writers province that he would hold significantly perpetuated what is perceived to be a national job alternatively of railroad care. The writers criticise laminitiss crisis technique that was rather good, The fact that he left a household vacation to see the clang and his hailing of the train driver as a here touches the human calamity. They besides say The now good documented hardiness of the trains used by Virgin, coupled with Branson s superb stakeholder relation direction, has meant t hat Virgin clients have non been deterred. Decision We have four articles speaking about the same accident. Some of them are rather common. The first one except the description makes some remarks about the laminitis of Virgin and it appears the laminitis as intelligent and with good crisis techniques. The 4th bash besides the same, plus have a deeper image of the accident with more elements and statements. The 3rd one, the official imperativeness of the company talks about the accident and provinces their company crisis policy that they have nil to make with the accident and they should nt be blamed. They talk rather retaining and they try to be supportive. In the 2nd article the writer does nt travel in inside informations and he remains more in the narrative of the makes. It seems more an information beginning and nil more. The credibleness of the office imperativeness and from the book seems more accurate, the first is the official releases of the company and the 2nd a good overall research for the accident. The writers seem to co gnize really good the incident. The 3rd article credibleness exists because its general information that released. In the first article the writer seems believable for the information but he expresses his sentiment besides. All four articles helped me to hold a more general attack in the issue. Some of them provided me with extra information and some with debris information. After understanding what those four articles say, one think that I know rather good the issue. Communicatemagazine.co.uk ( 2009, June 29 ) . Masters of catastrophes: Virgin trains. Retrieved November 10, 2009, from hypertext transfer protocol: //www.communicatemagazine.co.uk/index.php? option=com_content A ; view=article A ; id=326: masters-of-disasters A ; catid=44: currentissue A ; Itemid=113 Wikinews.org ( 2007, February 23 ) . Virgin Train clangs in England. Retrieved November 10, 2009 from hypertext transfer protocol: //en.wikinews.org/wiki/Virgin_Train_crashes_in_England Virgintrains.co.uk ( 2007, February 26 ) . Grayrigg derailment statement from virgin trains ( 1 ) A ; ( 2 ) . Retrieved November 10, 2009 from hypertext transfer protocol: //mediaroom.virgintrains.co.uk/2007_02_01_archive.html Virgintrains.co.uk ( 2007, February 26 ) . Brave train driver praised by Sir Richard Branson. Retrieved November 10, 2009 from hypertext transfer protocol: //mediaroom.virgintrains.co.uk/2007_02_01_archive.html Virgintrains.co.uk ( 2007, February 26 ) . Statement from Iain Bl ack, driver at virgin trains. Retrieved November 10, 2009 from hypertext transfer protocol: //mediaroom.virgintrains.co.uk/2007_02_01_archive.html Virgintrains.co.uk ( 2007, February 26 ) . Virgin Trains welcome prompt publication of Rail Accident Investigation Branch s initial study on Grayrigg derailment. Retrieved November 10, 2009 from hypertext transfer protocol: //mediaroom.virgintrains.co.uk/2007_02_01_archive.html Michael Regester, A ; Judy Larkin ( 2008 ) . Risk Issues and Crisis Management in Public Relations: CASE STUDY: VIRGIN TRAIN CRASH ( pp 188, 190, 191 )

Particle Cloud Chamber essays

Particle Cloud Chamber essays A particle cloud chamber is a device that makes visible to the human eye the presence of certain particles and cosmic rays. This paper will discuss the process in which a successful chamber prototype was developed. This paper will also discuss how the chamber utilizes the properties of a supersaturated environment to detect these particles. Finally, plans for the future development of a larger model to study the charge and energy of particlesthrough the use of a magnetic field is presented. The purpose of a particle cloud chamber is to detect various types of particles that are present or pass through the chamber viewing area. Though there are many different types of chambers to chose from, it was decided that a continuous, dry ice-based model be built. In the dry ice-based model a supersaturated cloud is formed at the bottom of the alcohol filled chamber. The dry ice creates a temperature gradient which causes the supersaturation. Many different variations were tested and built until a stable prototype was completed. With the prototype complete, a larger scale model will go under production boasting a much larger viewable area. With this model it will be possible to accurately study the affects of a magnetic field to determine particle charge and energy. Cloud chambers are very interesting in that they demonstrate first hand radiation trails emanating from an alpha source. "Video Analysis of Cloud Chamber Phenomena"8 states that the best way to view this phenomena is to incorporate a camcorder. The article argues that camcorders increase the amount of people that can view the experiment without overcrowding. Also this technique provides increased resolution and magnification, thus making beta tracks visible. In this article, Jason Cassidy concludes that the use of a camcorder is more convenient, practical and the cloud chamber a more powerful tool. In the "Sourcebook on Atomic Energy"3 the author concludes more saturation ...

The media and American politics Essay Example | Topics and Well Written Essays - 6000 words

The media and American politics - Essay Example US media has been often criticised as being manipulated by the government and ends up serving biased and distorted news to the general people. My article will examine the role of the US media in the political scenario, in the context of the 2000/2004 elections, and will examine to find out as to whether the media does really have a slant/bias, and whether it really acts as a propaganda vehicle for the political party in power. The Media and American politics 1 Introduction â€Å"Balanced coverage [is what] plagues American journalism and ...leads to utterly spineless reporting with no edge. The idea seems to be that journalists are allowed to go out to report, but when it comes time to write, we are expected to turn our brains off and repeat the spin from both sides..."Balanced" is not fair, it's just an easy way of avoiding real reporting...and shirking our responsibility to inform readers† (Ken Silverstein, 2008). ... esidential speeches, various TV ads, press meetings, or even through the normal routine daily news, which creates a form of ‘virtual reality’ for its viewers. Though the results, as have been observed in the various elections, are quite far from being virtual, and are indeed real and turning out to be critical too, for the political parties. In the context of conducting political campaigns, the magnitude and scale of the US elections in the recent years, is something which would have been unimaginable even 60 years back. These transformations in the political field can be to a large extent laid at the door of the media and press coverage of the political policies.. John Zaller summarily defines this slowly evolving new process in the arena of US media and politics as, â€Å"the attempt to govern on the basis of words and images that diffuse through the mass media† (2009, 389). There is no denying the fact that in this twenty first century modern world, the news me dia does indeed play a pivotal role in the functioning of the political regimes, and the shaping of a nation’s democracy. In a modern democratic country, the right to information forms a vital criterion for its citizens to assess the functioning of the political party in power, and to receive this information they rely on different various news distributing agents like the television, newspapers, amongst many others. This free access to the media for information related to the actions of the political leaders, in terms of various policies and legislations and their consequential aspects, are essential for the proper functioning of a democratic country. â€Å"It ensures that citizens make responsible, informed choices... [While] information serves a â€Å"checking function† by ensuring that elected

The physical and mental effect of mass media on Humans Research Paper

The physical and mental effect of mass media on Humans - Research Paper Example The skewed relationship is based on ultimately serving the purpose of the media and encouraging its consumption. 1. The Evolution of Mass Media and High Effectiveness Prior to the emergence of any form of mass media, human was the primary medium that was used to convey messages to a large number of people (Ott and Mack 2). This method of delivery had significant flaws. The first was their dependence on slow transportation and secondly the message passed through multiple channels or humans until it reached destination and by then it would be significantly distorted. Here lies the key difference between such methods of message delivery and mass media, mass media have the potential to reach a large number of people simultaneously in remote locations (Ott and Mack 2). So the key distinguishing feature is not just the mass audience which one may observe in a rock concert too, they key feature is remote location. Ott and Mack in their book Critical Media Studies describe mass media as havi ng the ability to overcome physical distance and space (2). Harris and Harris in their book A Cognitive Psychology of Mass Communications write that the revolution in mass media is not unprecedented. It started off with the emergence of photography and telegraphy in the 1840s, progressed to telephones in a few decades later followed by the emergence of cinema in 1896. This led to the progress in the field of motion pictures which drastically impacted the way humans communicated to one another. Radio emerged in the 1920s followed by television in 1950s, video technology in 1980s followed by the internet in 1990s (Harris and Harris). Following the decade of the emergence of the internet everything has completely altered in terms of communication, cultures and technology. The last decade has been phenomenal in technological development, bringing people and cultures together across the globe. According to Wells and Hakanen mass media are a product of technology (19). Historically it can be observed that technological developments in a society have had a direct impact on the media of that time. For instance, the mass media circulation of newspapers was made possible only because of the technological developments in the printing press (Wells and Hakanen 19). Presently we can observe the same trend for internet where messages can reach a number of people world-wide with the emergence of the internet. Ott and Mack in their book Critical Media Studies highlight the following key areas in technological advances and evolution of humans that have had a clear impact on media (9-10). 2. Effects of Mass Media on Humans Humans are greatly influenced by media, even more so than they realize. Today the way they behave, think and interact is greatly influenced by various forms of mass communications such as television, radio, print and the internet. Television in particular over the last 60 has had an impact on human live much greater than almost any other invention (Harris & Ha rris). Radio and print has over the years managed to retain their uniqueness. However internet is one such medium which can affect all its predecessors in terms on massage delivery and communication and will soon replace television as the invention with the greatest impact on human lives. Initially much effort was made in designing of the message with the assumption that all receivers would interpret the message in the same manner. Over a period

Public and private sector banks in india

Public and private sector banks in india Financial Institutions Services A comparative Study on Public and Private Sector Banks in India Public Sector A public sector enterprise is an organisation which is Owned by public authorities including Central, State or Local authorities, to the extent of 50% or more; Is under the top managerial control of owning public authorities Is established for the achievement of a definite set of public purpose Is consequently placed under a system of public accountability Is engaged in an activity of business character Private Sector The private sector enterprise is an organisation which is owned, managed controlled by private individuals or a group of individuals or both. This is also engaged in business activity but with the motive of profit maximisation rather than public service like in case of public sector enterprise. Objectives of Public Sector Enterprise Helps in rapid economic growth industrialisation of the country creation of necessary infrastructure for economic development, To earn return on investment thus generate resources for development, To promote redistribution of income and wealth, To create employment opportunities, To promote balanced regional development, To promote import substitution, save and earn foreign exchange for the economy Acts as a countervailing force and put up an effective competition to undertakings in private sector and To gain control over the commanding heights of the economy. The following are the list of Public Sector Banks in India Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab Sind Bank Punjab National Bank Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank List of State Bank of India and its subsidiary, a Public Sector Banks State Bank of India State Bank of Hyderabad. State Bank of Indore. State Bank of Mysore. State Bank of Saurastra. State Bank of Travancore. State Bank of Bikaner Jaipur. Private Bank The first Private Bank in India to receive an in principle approval from the Reserve Bank of India was Housing Development Finance Corporation Limited, to set up a bank in the private sector banks in India as part of the RBIs liberalization of the Indian Banking Industry. It was incorporated in August 1994 as HDFC Bank Limited with registered office in Mumbai and commenced operations as Scheduled Commercial Bank in January 1995. ING Vysya, yet another Private Bank of India was incorporated in the year 1930. Bangalore has a pride of place for having the first branch inception in the year 1934. With successive years of patronage and constantly setting new standards in banking, ING Vysya Bank has many credits to its account. List of Private Banks in India BANK OF PUNJAB. BANK OF RAJASTHAN. CATHOLIC SYRIAN BANK. CENTURION BANK. CITY UNION BANK. DHANALAKSHMI BANK. DEVELOPMENT CREDIT BANK. FEDERAL BANK. HDFC BANK. CICI BANK. NDUSIND BANK. NG VYSYA BANK. AMMU KASHMIR BANK. KARNATAKA BANK. KARUR VYSYA BANK. LAXMI VILAS BANK. SOUTH INDIAN BANK. UNITED WESTERN BANK. UTI BANK . PUBLIC BANK Allahabad Bank Established on April 24, 1865 in Allahabad by a group of European, Allahabad Bank is also the oldest Joint Stock Bank of India .Allahabad Bank is one of the leading banks in India. Allahabad Bank was one of those. Currently it offers a whole range of financial services to thousands of customers across the nation through its 2260 branches, besides its Internet banking services. In the year 1969, the Government of India nationalized 13 commercial banks Allahabad Bank has its headquarter located in Kolkata. Brief History After its establishment in 1865, Allahabad Bank became a part of P O Banking Corporation in 1920 with a bid price of Rs. 436 per share. In 1923, considering the business opportunities, the headquarter of the bank was shifted to Kolkata. On July 19, 1969, when the Government of India nationalized Allahabad Bank along with 13 other banks, it had 151 branches across the nation with deposits of Rs. 119 crore and advances of Rs. 82 crore. In 1989, United Industrial Bank Ltd. merged with nationalized Indian bank. Allahabad Bank also instituted a wholly owned subsidiary for Merchant Banking, called Allahabad Bank Finance Ltd. Allahabad Bank released its first Initial Public Offer (IPO) of 10 crore (face value Rs. 10 per share) in October, 2002. It reduced the Government shareholding to 71.16%. It again released Follow on Public Offer in April, 2005 of 10 crore equity shares . It again reduced the Government shareholding to 55.23%. It was June, 2006 when the Allahabad Bank went international to open up its first Representative Office at Shenzen in China. In October, 2006, Allahabad Bank went high-tech for roll out its first branch under Core Banking Service. It opened up its first overseas branch at Hong Kong in February 2007. In March 2007, the business of Allahabad Bank crossed Rs. 1,00,000 crore mark. Products Following are the list of products offered by Allahabad Bank to its customers: Deposit Products Flexi-Fix Deposit. Rs. 5 Banking. All Bank Mahila Sanchay Account. All Bank Vikash SB Account. All Bank Premium Current Accounts. Current Plus Deposit Scheme. Sishu Mangal Deposit Scheme. Retail Credit Products Housing Loan. Education Loan. Car Loan. Personal Loan for Pensioners. Personal Loan for Doctors. Loan Against NSC/KVP. Allahabad Bank Rent Loan. Allahabad Bank Property Scheme. Allahabad Bank Furnishing Loan. Gold Loan Scheme. Allahabad Bank Mobile Scheme. Overdraft Facility in SB Accounts. Allahabad Bank Abhushan Scheme. Allahabad Bank Trade Schem. Allahabad Bank Gyan Dipika Scheme. Allahabad Bank Reverse Mortgage Scheme. Other Credit Products Allahabad Bank-Expo. Allahabad Bank Kisan Shakti Yojana. Allahabad Bank Kisan Credit Card. Other Services The Following are the list of other services offered by Allahabad Bank. Depository Services. Depository Services. Visa Debit Cum ATM Card. Gold Card Scheme for Exporters. Charter for MSMEs. Government Business. National Electronic Funds Transfer. Regional MSME Care Centres. MSME Care Centre in Jharkhand State for All Banks. All Ayshman Bima Yojana. Cash Management Services. Real Time Gross Settlement. Corporate Details: Bank of Baroda India from an organization based on private capital and state ownership, at present is embodiment of enterprise and corporate governance, situated in Mumbai. The new logo of the bank comprises dual B alphabet, holding the sun rays. It was founded by Maharaja Sayajirao Gaekwad in 1908 in Baroda. It is referred as the Baroda Sun. Activities: The general product and services offered by the Bank of Baroda India are, Corporate wholesale banking, deposits, loans and advances, appraisal and merchant banking, cash management and remittances. Personal deposits, Gen-Next Services, retail loans, credit cards, debit cards, Baroda Health, Multi City Cheque , lockers. Business deposits, loans and advances, Multi City Cheque, BoB money express, Collection services, ECS, lockers. International NRI services, FCNR loans, offshore banking, export and import finance, international treasury. Treasury domestic and forex operations. Rural deposits, priority sector advances, remittances, pension, lockers. Performance: The Baroda bank secured the ISO 9001:2000 certification for its15 branches, and by the end of 2007 it has a target to achieve this quality mark for 54 more branches. Financial Highlights the business results of the Bank of Baroda India as recorded on 31st March, 2006 are, the total deposits Rs.93,661.99crores, total advances Rs. 59911.78 crores, total investments Rs.35114.22 crores, total assets Rs.113392.53 crores and net profit Rs.826.96 crores. Andhra Bank Andhra Bank was registered on 20 November 1923 and commenced business on 28 November 1923 with a paid up capital of Rs 1.00 lakh and an authorised capital of Rs 10.00 lakhs. The Bank crossed many milestones and the Banks Total Business as on 30.06.2008 stood at Rs.83,256 Crores with a Clientele base over 1.74 Crores.The Bank is rendering services through 2139 Business Delivery Channels consisting of 1371 branches, 66 Extension Counters, 38 Satellite Offices and 664 ATMs spread over 21 States and 2 Union Territories as at the end of June, 2008. To provide value-added services to Customers, the Bank has set up its own 664 ATMs as on 30.06.2008. Of which 03 Mobile ATMs and two with Biometric access. Besides, ATM sharing arrangements with several Banks including SBI group, IDBI Bank, UTI Bank, HDFC Bank, Indian Bank and others under National Financial Network Switch covering 24856 ATMs.All Branches are 100% computerized, 1186 units viz., 1101 Branches, 68 Extension Counters, 15 Service C entres networked under Cluster Banking solution and providing Any Branch Banking. Real Time Gross Settlement Facility and National Electronic Fund Transfer facility has been introduced in 723 Branches. Bank is migrating to Centralized Core Banking Solution 118 Branches have already migrated to CBS. It is proposed to cover 550 branches by September 2009. This will benefit the customers, who will have access to banking and financial services anytime, anywhere through multiple delivery channels.[clarification needed] Andhra Bank is a pioneer in introducing Credit Cards in the country in 1981 . Our Bank introduced Internet Banking Facility to all customers of cluster linked branches.[clarification needed] Rail Ticket Booking Facility is made available to all debit card holders through IRCTC Website through a separate gateway. Corporate Website is available in English, Hindi and Telugu Languages communicating Banks image and information. Bank has been given BEST BANK AWARD a banking technology award by IDRBT, Hyderabad for extensive use of IT in Semi Urban and Rural Areas on 02.09.2006.[citation needed] IBA Jointly with TFCI has conferred the Joint Runner-up Award to the Bank in the Bet Payments initiative in recognition of outstanding achievement of the Bank in promoting ATM Channel.Bank successfully conducted Bancon 2006, a two day event at Hyderabad, deliberating on Inclusive Growth A New Challenge. Kiddy Bank Scheme, with insurance benefits, was relaunched to inculcate savings habit among the children. Bank has mobilized nearly 90000 new accounts during 2007-08.[citati on needed] As a part of Financial Inclusion, Bank adopted two districts, namely, Srikakulam in Andhra Pradesh and Ganjam in Orissa and achieved 100% coverage. Bank has introduced Smart Card Scheme Pilot project in Warangal District and the same will be extended to other Lead Districts in due course. Bank has opened 2.11 lakh accounts under No-frill accounts category till 30.06.2008. Andhra Bank, along with A P State Government, NABARD, Canara Bank, Indian Bank, IOB and SBH sponsored the Andhra Pradesh Bankers Institute of Entrepreneurship Development, which will offer training to unemployed youth for improving their skills in Andhra Pradesh. Bank adopted Gundugolanu village, West Godavari District, Andhra Pradesh birth place of Dr.Bhogaraju Pattabhi Sitaramayya for all-round development. A comprehensive budget with an outlay of Rs.5.50 Crore is finalized for improving health, sanitation, education and social service facilities in the village. Bank has been ranked No.1 in terms of number of Life Insurance Policies mobilized amongst all the Agency Banks dealing with Life Insurance Corporation of India. Bank also has tie-up with United India Insurance Company Limited under Bancassurance. Bank was ranked 532nd for the year ended 31.03.2007 amongst Top 1000 Banks in the world by The Banker a London based publication based on Tier I Capital as defined by Basels Bank for International Settlements . Bank is in the process of forming a Joint Venture in Malaysia in association with Bank of Baroda and Indian Overseas Bank. The Bank opened its Representative Office in Dubai in May, 2006 and Representative Office at Jersey City, New Jersey (U S A),in June 2009. Bank feels United States would be an ideal location as Andhra Bank has been a household name among many NRIs there. A foothold in New Jersey is strategic for the 84 year old bank as it has a large number of non resident Indians from Andhra Pradesh. Thus Bank accords utmost concern to customer satisfaction by offering innovative and need based financial products and services using state-of-the art technology. Deposit Schemes Savings Accounts Current Accounts Term Deposits Arogyadaan Scheme Bancassurance Life Bancassurance (Non Life) Bank of India Bank of India was established on 7th September, 1906 by a group of reputed businessmen from Mumbai. The Bank was under private ownership and control till July 1969 when it was nationalized along with 13 other banks. It is starting with just one office in Mumbai, with a paid-up capital of Rs.50 lakh and 50 employees; the Bank has made fast progress over the years and blossomed into a mighty institution with a strong national presence and sizable international operations. The Bank gets a premier position among the Nationalized Banks in India. Main Activities Amongst the standard services provided by Bank of India the special service that it provides is Multi Branch Banking. Multi Branch Banking service is available to customers of networked branches of the Bank. Under this service, the customer of one branch will be able to transact on his account, from any other networked branch of the Bank. This facility is at present available at 200 cities/towns across the country. A list of MBB branches is available at the end of this page. Services available in MBB Cash Deposits Cash Payments Transfer Of Funds Statement of A./c For a Given Period. Balance Inquiry. Marking Stop Payment Of a Cheque. Fate Of a Cheque. Other Value Added Services such as â€Å"Centralized Telebanking†, â€Å"SMS Banking†, â€Å"PC Banking† would also be available at these networked branches. Performance Since mid-2005, these employees have been seeking low cost deposits. It was chiefly due to this that the bank was able to outperform the industry with a 78 per cent growth in net profit for the third quarter of the current year,2006. After Bank of India introduced Core Banking Software, many employees became redundant. The bank redeployed about 1,200 of them into marketing. This kept the cost of funds under control. Further, the bank had been very selective about credit expansion in 2005-06, when advances grew 23 per cent, lower than the industry average. At a press conference, BOIs Chairman and Managing Director, Mr M Balachandran, said that current account deposits grew 32 per cent during the quarter. Punjab National Bank of India Punjab National Bank of India, the first Indian bank started only with Indian capital, was nationalized in July 1969 and now the bank has become a front-line banking institution in India with 4525 Offices including 432 Extension Counters. The corporate office of the bank is at new Delhi. Punjab National Bank of India has set up representative offices at Alm Kazakhistan Shanghai and in London and a full fledged Branch in Afghanistan Activities: Current Account PNB Smart Roamer, PNB Vaibhav, PNB Gaurav Fixed Deposit Schemes Mahabachat Schemes, Spectrum Fixed Deposit Scheme, Anupam Account, Multi Benefit Deposit Scheme. Credit Schemes PNB Flexible Housing Loan, Car Finanace, Personal Loan. Social Banking Krishi Card, PNB Farmers Welfare Trust, Mahila Udyam Nidhi Scheme Corporate Banking EXIM finance, Gold Card scheme for exporters. Business Sector PNB Vikas Udhami, PNB Karigar credit card, PNB Kushal Udhami, PNB Pragati Udhami. Savings Fund Account PNB Prudent Sweep, Total Freedom Salary Account, PNB Vidyarthi SF Account, PNB Mitra SF Account. Performance: The total expense was Rs. 2830.44 crore and the net profit was Rs.237.70 crore.The total income of the Punjab National Bank of India as recorded in the quarter ending 31st march 2007 was Rs. 3712.79 crore as compared to Rs. 2926.93 crore on 31st march 2006. The Punjab National Bank of India has launched the concept of Any Time, Any Where Banking through the introduction of Centralized Banking Solution and has recently introduced On line Payment Facility for railway reservation through IRCTC Payment Gateway Project and On line Utility Bill Payment Services, allowing Internet Banking account holders to make their payments anytime from anywhere. Another step taken by Punjab National Bank of India is the launch of its ATM- cum- Debit card. Private Banks in India Initially all the banks in India were private banks, which were founded in the pre-independence era to cater to the banking needs of the people. In 1955, after the declaration of first-five year plan, Imperial Bank of India was subsequently transformed into State Bank of India. In 1921, three major banks i.e. Banks of Bengal, Bank of Bombay, and Bank of Madras, merged to form Imperial Bank of India. In 1935, the Reserve Bank of India was established and it took over the central banking responsibilities from the Imperial Bank of India, transferring commercial banking functions completely to IBI. Allahabad Bank, Canara Bank, Central Bank of India, etc. Thus, public sector banks revived to take up leading role in the banking structure. In 1980, the GOI nationalized 6 more commercial banks, with control over 91% of banking business of India. Following this, occurred the nationalization of major banks in India on 19 July 1969. The Government of India issued an ordinance and nationalized the 14 largest commercial banks of India, including Punjab National Bank . In 1994, the Reserve Bank Of India issued a policy of liberalization to license limited number of private banks, which came to be known as New Generation tech-savvy banks. Global Trust Bank was, thus, the first private bank after liberalization; it was later amalgamated with Oriental Bank of Commerce . Then Housing Development Finance Corporation Limited became the first to receive an in principle approval from the Reserve Bank of India to set up a bank in the private sector. At present, Private Banks in India include leading banks like ICICI Banks, ING Vysya Bank, Jammu Kashmir Bank, Karnataka Bank, Kotak Mahindra Bank, SBI Commercial and International Bank, etc. Undoubtedly, being tech-savvy and full of expertise, private banks have played a major role in the de velopment of Indian banking industry. They have made banking more efficient and customer friendly. In the process they have jolted public sector banks out of complacency and forced them to become more competitive. Major private banks in India are: Bank of Rajasthan A leading private sector bank, the Bank of Rajasthan was founded on the auspicious day of Akshya Tritiya on May 8, 1943, at Udaipur. Shri Rai Bahadur P.C. Chatterji, the then finance minister of the erstwhile Mewar Government, extensively contributed towards the establishment of the Bank. Catholic Syrian Bank With the Swadeshi Movement of early 20th century as its base, Catholic Syrian Bank was incorporated on 26th November 1920, in the Thrissur district of Kerala. The bank commenced its operations on 1st January 1921, with an authorized capital of Rs. 5 lakhs and a paid up capital of Rs. 45270. Dhanalakshmi Bank Limited The foundation of Dhanalakshmi Bank Limited was laid down on 14th November 1927in Kerala. A group of innovative entrepreneurs had started the bank with a capital of Rs.11,000 and only 7 employees. Federal Bank Federal Bank Limited was founded as Travancore Federal Bank Limited in the year 1931, with an authorized capital of Rs. 5000. It was established at Nedumpuram, a place near Tiruvalla, in Central Travancore (a princely state later merged into Kerala), under Travancore Companys Act 1956. HDFC bank Housing Development Finance Corporation Limited, more popularly known as HDFC Bank Ltd, was established in the year 1994, as a part of the liberalization of the Indian Banking Industry by Reserve Bank of India . It was one of the first banks to receive an in principle approval from RBI, for setting up a bank in the private sector. ICICI Bank ICICI Bank started as a wholly owned subsidiary of ICICI Limited, an Indian financial institution, in 1994. Four years later, when the company offered ICICI Banks shares to the public, ICICIs shareholding was reduced to 46%. In the year 2000, ICICI Bank offered made an equity offering in the form of ADRs on the New York Stock Exchange . ING Vysya Bank ING Vysya Bank Ltd came into being in October 2002, when erstwhile Vysya Bank Ltd was merged with ING, a global financial powerhouse boasting of Dutch origin. Vysya Bank Ltd, one of initial banks to be set up in the private sector of India Jammu and Kashmir Bank The origin of Jammu and Kashmir Bank Limited, more commonly referred to as JK Bank, can be traced back to the year 1938, when it was established as the first state-owned bank in India. The bank was incorporated on 1st October 1938 and it was in more precisely on 4th July 1939. It commenced its business, in Kashmir (India). Karnataka Bank Karnataka Bank Limited is a leading private sector bank in India. It was incorporated on 18th February 1924 at Mangalore, a town located in the Kannada district of Karnataka. The bank emerged as a major player during the freedom movement of 20th Century India. Karur Vysya Bank The Karur Vysya Bank Limited commonly known as KVB was set up by Late Shri M.A. Venkatarama Chettiar and the Late Shri Athi Krishna Chettiar, the two great visionaries in 1916 in Karur, a textile town in the Tamil Nadu state of India. Kotak Mahindra Bank Kotak Mahindra Bank is one of Indias leading financial private banking institutions. It offers banking solutions that covers almost every sphere of life. Some of its financial services include commercial banking, stock broking, mutual funds, life insurance and investment banking. SBI Commercial and International Bank SBI Commercial and International Bank, SBI Commercial is a completely owned private auxiliary of Indias biggest banking and financial services set up, the State Bank of India. Established in 1995 to back SBIs corporate and international banking services, the SBI Commercial and International Bank is the only bank in India to be been awarded ISO-9002 quality systems certification for the Bank as a whole UTI Bank Axis Bank was formed as UTI when it was incorporated in 1994 when Government of India allowed private players in the banking sector. The bank was sponsored together by the administrator of the specified undertaking of the Unit Trust of India, Life Insurance Corporation of India (LIC) and General Insurance Corporation ltd. Yes Bank Yes Bank is one of the top most private Indian banks. Awarded by the only Greenfield license award by RBI in last 14 years, this bank is established and run by Rana Kapoor and Ashok Kapur with the financial support of Rabobank Nederland, the worlds single AAA rated private Bank. Citibank India Citibank India, since 1902, is at present one of the leading consumer finance lender providing its customers best products and services. Activities: The Citibank India offers a varied range of financial assistance to its customers like: Banking Suvidha Account, Debit Cards, Citibanking, Citi Gold Wealth Management Citi Business Current Account, Loans, CitiBusiness Card NRI Services Rupee Checking Account, India Deposits Online Services Internet Banking, Bill Payment, Statement on E-mail, E-Commerce, Citi Alert Credit Cards Citibank Gold Card, Jet Airways Citibank Gold Card, Hutch Citibank Card, Indian Oil Citibank Card, Shoppers Stop Citibank Card, MTV Citibank Card, Citibank Silver International Card, CRY Card, WWF Card, Times Card, Citibank Cricket Visa Card Deposit Accounts Savings Accounts, Current Accounts, and Term deposits. Loans Personal Loans, Home Loans, Loan against property, Auto Loan, Ready Credit Investments Mutual Funds, Demat. Insurance Life Insurance Solutions, Credit Insurance, Health Insurance, Travel Insurance. Performance: There is a relationship manager who guides the clients on the investment issues along with foreign exchange, transaction requests and trade services. Citibank India by launching the CitiBusiness Card have for the first time offered the customers a vast range of benefits, services, business intelligence, deals and discounts that are generally at the disposal of large corporations so far. Moreover without paying any extra charges the customers are assured of world-class transactional convenience like pay orders, demand drafts and payable-at-par cheques .There is a relationship manager who guides the clients on the investment issues along with foreign exchange, transaction requests and trade services WAYS OF PRIVATIZATION DISINVESTMENT CONTRACTING FRANCHISING PREMITING PRIVATE SECTOR ENTER INTO PSU RESERVED AREA LIQUIDATION LEASING NEWS RELATED BANK Banking Sector in Budget 2008 The Union Budget of India for the year 2008-2009 was announced by the Indian Finance Minister, Mr. P Chidambaram, on 29th February 2008. The policies and initiatives taken in the Union Budget of India 2008-2009 on the Indian Banking sector were in tandem with the requirements of the Indian economy. Small and marginal farmers have been relieved of all farm loans, disbursed till March 2007 and also all loans, which are due till December 2007 and was unpaid till February 2008. These farm loan waivers would be facilitated by all the concerned Public Sector Banks and Regional Rural Banks of India. A total of Rs 60,000 crores would be waived-off under such scheme. The settlement of these loan-waivers will be offered through special type of scheme. Further, the Public Sector Banks and Regional Rural Banks of India were also suggested, to bring within their fold, a minimum of 250 rural household accounts at every branch every year. The Indira Awas Yojana was brought under the ambit of Public Sector Banks. Loan limit up to Rs 20,000 per unit at 4% interest was fixed under differential rate of interest (DRI) scheme. The Finance Minister also advised the Indian PSU Banks to open 288 branches in minority districts of India. Further, he also asked the Indian banking industry to embrace total financial inclusion. In another landmark decision, the Finance Minister, Mr. P. Chidambaram said that the Ex-banking servicemen in India would be offered employment opportunities in the banking sector. Another major announcement was that, the much talked-about Banking Cash Transaction Tax (BCTT) would be withdrawn from the financial year 2009-2010. Experts believe the impact of the decisions and policies taken during the Union Budget of India 2008-2009 on the Indian Banking sector would be mixed. It is expected that the Indian PSU banks will face pressure on their net interest margins due to the waiving-off of agricultural loans. Further, the cumulative cost that will be incurred for opening up of new Regional Rural Banks in India may substantially increase the operating cost for the banks. The inclusion of the Indira Awas Yojana houses under the differential rate of interest scheme and at 4% interest will increase the proportion of sub-PLR lending for the concerned banks. The major Public Sector Banks of India like the State Bank of India, Bank of Baroda, Punjab National Bank may see their net interest margins shrinking till the subsidy for waiver of agricultural loans is being completely released. Moreover, experts are skeptical about the long term benefit of such agricultural loan waiver as offered through the Union Budget of India 2008-2009. The Development Credit Bank, a private sector lender has launched its credit card business called DCB Advantage Card on 4th March 2008. The Bank has tied up with ICICI Bank in order to extract the best skills out of it as well as to utilize its experience for a successful execution of the task. The credit card business launched by the Development Credit Bank is available to all its potential customers all across India. The credit card holders of DCB will enjoy a wide